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You need to get real solid legal advice. You do not normally file for bankruptcy over your self as a person, you leave that to creditors who may have to pay a cost to do it (as you would also)
They can take all your values – but not those necessary for you every day normal life – They cannot take anything belonging to a person you live with – but all that is yours in principle, and if you are insolvent, that will then postpone the next claim over the money, till a later point, but as long as they claim it, the claims will remain valid for life.
Go to the free legal advisor (gratis retshjælp) and bogerservice or the main library may tell you and when you can talk to them
For the business contact free of charge early-warning.dk
Try to avoid being personally bankrupt
br John Hannover