https://www.amino.dk:443/blogs/valg_af_den_smartere_mde_at_betale_p_-_payset/atom.aspx?utm_source=rss&utm_medium=rss&utm_campaign=rss-feedCommunity Server2025-09-16T14:00:58Z/blogs/valg_af_den_smartere_mde_at_betale_p_-_payset/archive/2025/09/16/valg-af-den-smartere-m-229-de-at-betale-p-229-payset.aspx2025-09-16T13:00:58Z2025-09-16T13:00:58Z<p><a href="https://www.payset.io/da/"><br />Lunar er en af Danmarks mest genkendelige betalingsl&oslash;sninger &mdash; men det er ikke den eneste mulighed, hvis du vil have en online bankkonto i det danske marked. Her er hvordan Payset st&aring;r i forhold til Konkurrencen.&nbsp;<span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"></span></span></a><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><span class="max-w-[15ch] grow truncate overflow-hidden text-center"></span></span></a><br /><img src="https://www.amino.dk:443/resized-image.ashx/__size/550x0/__key/CommunityServer.Blogs.Components.WeblogFiles/valg_5F00_af_5F00_den_5F00_smartere_5F00_mde_5F00_at_5F00_betale_5F00_p_5F00_-_5F00_payset/1462.2_5F00_2_2D00_1024x677.png" border="0" alt="" /><br /><br /></p> <h2>Vigtige pointer</h2> <ul> <li> <p>Lunar er blandt de mest popul&aelig;re betalingsl&oslash;sninger i Danmark. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p>Hos Payset tilbyder vi en konkurrerende tjeneste, der opfylder mange af de samme behov, samtidig med at vi tilbyder st&aelig;rke funktioner til sm&aring; og mellemstore virksomheder. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p>Denne sammenligning hj&aelig;lper dig med at afg&oslash;re, hvilken tjeneste der er den rigtige for dig. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h2>Lunar vs Payset: Sammenligning</h2> <h3>Mobil og webadgang</h3> <ul> <li> <p><strong>Lunar</strong>: Prim&aelig;rt adgang via mobilapp. Forretningskonti kan tilg&aring;s b&aring;de via desktop og mobil, men private konti kun via mobil. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Payset</strong>: Du kan tilg&aring; din konto fra b&aring;de mobil og web, uanset om det er en privat- eller forretningskonto. Flexibilitet er vigtigt for Payset.<span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"></span></span></p> </li> </ul> <hr /> <h3>Global r&aelig;kkevidde</h3> <ul> <li> <p><strong>Lunar</strong>: Betjener prim&aelig;rt kunder i Danmark, Sverige, Norge, og til dels andre EU/E&Oslash;S-lande. For at &aring;bne en privat konto i Danmark kr&aelig;ves MitID, som normalt kun er tilg&aelig;ngelig for danske indbyggere. Lunar underst&oslash;tter transaktioner i flere valutaer og regioner via SWIFT og SEPA. Via deres integration med Wise kan brugere ogs&aring; transaktioner med over 40 valutaer. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Payset</strong>: Underst&oslash;tter brugere globalt &mdash; over <strong>180 lande</strong>. Du kan oprette konto som ikke-resident og f&aring; dansk IBAN, uden MitID. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h3>Multi-valuta support</h3> <ul> <li> <p><strong>Lunar</strong>: Underst&oslash;tter forskellige valutaer (DKK, EUR, GBP, USD, SEK, NOK afh&aelig;ngigt af region). Deres Wise-partnerskab betyder, at brugere kan sende midler i over 40 valutaer. De tilbyder dog efter hvad der fremg&aring;r ikke &aelig;gte multivaluta-konti, hvor du kan holde og administrere flere valutaer samtidigt. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Payset</strong>: Med Payset kan du holde <strong>34 underst&oslash;ttede valutaer</strong> i &eacute;n multivalutakonto samtidig. Valutaer kan ombyt&shy;tes &oslash;jeblikkeligt via deres dedikerede FX-b&oslash;rs. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h3>Skala og virksomhedsfokus</h3> <ul> <li> <p><strong>Payset</strong>: Tilbyder omfattende st&oslash;tte til <em>bulk-betalinger</em> og tilpassede teamadgangs&shy;muligheder for alle medlemmer af din virksomhed. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Lunar</strong>: Mulighed for at tilf&oslash;je ekstra konti afh&aelig;nger af hvilket forretningsplan (&ldquo;business plan&rdquo;) du v&aelig;lger. Den dyreste &ldquo;limitless&rdquo; plan tillader ubegr&aelig;nset antal konti. Lunar underst&oslash;tter nogle automatiserede betalinger, men prim&aelig;rt designet til automatiserede regninger fremfor generelle transaktioner. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h3>Gebyrer</h3> <ul> <li> <p><strong>Payset</strong>: Gratis oprettelse af forretningskonto. M&aring;nedligt gebyr &pound;29, hvilket svarer til omkring <strong>248 DKK</strong>. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Lunar</strong>: Forretningskonti har tre niveauer. Mellem&shy;niveauet ligger p&aring; cirka <strong>366 DKK</strong> (omkring &pound;42) pr. m&aring;ned efter eventuelle rabatter. Der er et oprettelsesgebyr p&aring; det laveste niveau, men ikke for de h&oslash;jere niveauer. Yderligere gebyrer kan forekomme. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h3>Transaktions- og overf&oslash;rselsgr&aelig;nser</h3> <ul> <li> <p><strong>Payset</strong>: Der er <strong>ingen maksimalgr&aelig;nse</strong> for transaktionsbel&oslash;b (medmindre s&aelig;rlige compliance-procedurer kr&aelig;ver i st&oslash;rre overf&oslash;rsler). <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Lunar</strong>: Standardgr&aelig;nsen pr. dag pr. overf&oslash;rsel er 500.000 DKK for forretningskonti. St&oslash;rre transaktioner kan godkendes af support, men der er gr&aelig;nser. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h3>Adgang til danske finansielle systemer</h3> <ul> <li> <p><strong>Lunar</strong>: Regulere&shy;s som bank under Finanstilsynet i Danmark. Adgang til lokale betalingsnetv&aelig;rk som NemKonto, MobilePay m.fl. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> <li> <p><strong>Payset</strong>: Registreret i UK under FCA som Electronic Money Institution (EMI). Har mulighed for at tilbyde dansk IBAN, og kan (hvis betingelser opfyldes) give adgang til danske betalingsnetv&aelig;rk som NemKonto, Intradag, Kronos2 etc. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> </li> </ul> <hr /> <h2>Sammenligning ved f&oslash;rste &oslash;jekast</h2> <div class="_tableContainer_1rjym_1"> <div class="group _tableWrapper_1rjym_13 flex w-fit flex-col-reverse"> <table class="w-fit min-w-(--thread-content-width)"> <thead> <tr><th>Funktion</th><th><strong>Payset</strong></th><th><strong>Lunar</strong></th></tr> </thead> <tbody> <tr> <td>Fuldt mobil + webadgang</td> <td>✅</td> <td>Mobil-fokus, desktop for visse kontotyper</td> </tr> <tr> <td>Virksomhedslande d&aelig;kket</td> <td>180+</td> <td>~160 lande</td> </tr> <tr> <td>Multivaluta &ndash; behold flere valutaer samtidigt</td> <td>34 valutaer underst&oslash;ttet</td> <td>Valgvis, men ikke fuld multivaluta-konto</td> </tr> <tr> <td>Bulk betalinger</td> <td>Bred st&oslash;tte</td> <td>Begr&aelig;nset automatisering/regninger</td> </tr> <tr> <td>Teamadgang for alle brugere</td> <td>Ja</td> <td>Kun flere konti i de dyrere planer</td> </tr> <tr> <td>Overf&oslash;rselsgr&aelig;nser</td> <td>Ingen faste maksimum (afh&aelig;ngig af compliance)</td> <td>Cirka 500.000 DKK/dag uden s&aelig;rlig godkendelse</td> </tr> <tr> <td>Regulering/enhed</td> <td>UK EMI</td> <td>Dansk bank under Finanstilsynet</td> </tr> <tr> <td>M&aring;nedligt gebyr (businesskonto)</td> <td>&pound;29 &asymp; 248 DKK</td> <td>Ca. 366 DKK for mellemniveau + oprettelsesgebyr p&aring; laveste niveau</td> </tr> </tbody> </table> </div> </div> <hr /> <h2>Skal du v&aelig;lge Payset eller Lunar?</h2> <p>Vi har bestr&aelig;bt os p&aring; at g&oslash;re Payset til en platform, der virkelig kan konkurrere med Lunar og andre betalingsl&oslash;sninger p&aring; det danske marked. Men vi ved ogs&aring;, at hver kunde har forskellige behov og omst&aelig;ndigheder. <span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/blog/how-payset-stacks-up-vs-lunar-for-business-payments/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center"><br /></span></a></span></span></p> <p>Hvis du er i tvivl om, hvorvidt Payset er rigtigt for dig, kan du kontakte os for at f&aring; svar p&aring; dine sp&oslash;rgsm&aring;l inden du opretter en konto.&nbsp;<span class="Y2IQFc">Tilmeld dig nu p&aring;:</span><span><span class="ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]"><a href="https://www.payset.io/da/" target="_blank" rel="noopener" class="flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]! transition-colors duration-150 ease-in-out"><span class="relative start-0 bottom-0 flex h-full w-full items-center">Payset</span></a></span></span></p><div class="clearBoth"></div><img src="https://www.amino.dk:443/aggbug.aspx?PostID=1905969&utm_source=rss&utm_medium=rss&utm_campaign=rss-feed" width="1" height="1">Paysethttps://www.amino.dk:443/members/Payset/default.aspx